Summer financial aid is available to students if they have not exhausted their aid eligibility for the school year. For Buffalo State, the summer term is considered a "trailer" term, meaning it is the last term of the award year. For example, for the 2013-2014 school year, this includes the following terms: Fall 2013, J-Term 2014, Spring 2014, and Summer 2014. For students that did not exhaust their aid eligibility prior to summer, they may have aid eligibility in the summer. Summer has some special financial aid rules, therefore, students are strongly encouraged to review the sections on dropping and withdrawing from classes and SAP.
Tuition and Fees topStudents are charged per credit hour in the summer. Unlike the traditional fall and spring semesters, students attending more than 12 credits will be charged for each additional credit hour above 12 credit hours. To estimate your tuition and fees, use the Summer Tuition and Fee Estimator.
Summer Aid Application Process top
- Complete the Summer Aid Application (available in early-April) after you have registered for your summer courses.
Have the FAFSA and TAP applications on file for the current and upcoming school years.
Example: For Summer 2014, students should have on file:
- 2013-14 FAFSA, and
- 2014-15 FAFSA and TAP Applications
- Example: For Summer 2014, students should have on file:
- For students applying for PLUS (Parent PLUS or Grad PLUS) or alternative loans, you must complete separate applications and indicate on the Summer Aid Application that you intend to use these other forms of aid.
- Students must accept any federal loans they requested on Banner.
- Please notify the office at email@example.com with any updates and changes to your summer enrollment.
Available Summer Aid top
Federal Pell Grant
- Students that did not receive a full-time Pell Grant in Fall 2013 or Spring 2014 may be eligible for a Pell Grant during the summer.
- Students that are graduating in August or December may use the upcoming year's FAFSA to receive a Pell Grant in summer. If the student does not graduate when expected and needs to enroll in spring, their Pell Grant eligibility may be reduced since a portion was used in summer.
- Pell Grants will be based on students' enrollment at the end of June (exact date to be determined).
Federal TEACH Grant
- Must meet the eligibility requirements (e.g. 3.25 cumulative GPA and in an eligible major) for TEACH
- Must have completed the 2013-14 Agreement to Serve and Entrance Counseling at StudentLoans.gov.
- Must not have received $4,000 in TEACH Grant funds between the previous fall and spring semesters (prior to the sequestration reduction).
- Must be below the TEACH Lifetime Limits: $16,000 as an undergraduate and $8,000 as a graduate student.
Federal Direct Student Loans (subsidized/unsubsidized)
- Available to students that have not already borrowed their full annual loan eligibility during the previous fall and spring. Student's year level is based on the number of earned credits on their academic transcript after spring grades post.
- Students' total Direct Loan debt must also be within the federal aggregate/lifetime limits.
- Students must be enrolled in at least 6 credits that are applicable to their degree program to be eligible (the 6 credits can be across any of the summer sessions).
- Federal Direct Parent PLUS Loans
- Federal Direct Graduate PLUS Loans
New York State TAP Grant
- Must complete the FAFSA and TAP applications for the upcoming fall and spring.
- Must have earned at least 24 credits at Buffalo State in the prior fall and spring semesters combined, and have been full-time in spring.
Private Student Loans
- Available to all registered students that have credit or a credit-worthy cosigner.
- Review the Private Loan webpage for more information.
Estimated Summer 2014 Disbursement Dates top
The following chart represents estimated disbursement dates provided the student completed all his/her summer aid related tasks in a timely fashion.
|Type of Aid||Estimated Disbursement Dates|
|Federal Pell Grant||Second week of July|
|Direct Student Loans (subsidized/unsubsidized)||
All Direct Student Loans must be accepted on Banner and the MPN and Entrance Counseling must be on file with the U.S. Department of Education.
|Direct Parent PLUS Loans||Same as Direct Student Loans above; Parent must have also completed Parent PLUS MPN.|
|Direct Graduate PLUS Loans||Same as Direct Student Loans above; Student must have completed Graduate PLUS MPN and Graduate Entrance Counseling if this is their first Graduate PLUS Loan.|
|Federal TEACH Grant||Second week of July.|
|New York State TAP Grant||
If student is 12 or more credit hours summer 2014: eligible awards are expected to pay late August 2014 -- early September 2014
If a student is 11 or fewer credits hours summer 2014: eligible awards are expected to pay October 2015 -- early November 2015
|Private Alternative Loans||Disbursement date will vary by lender and depending on when the student applied. Students should not expect their private loan to disburse until at least 3 weeks after they began the process.|
Registration Changes (drops/adds) and Withdrawing from Classes top
Special federal rules exist in the summer because summer consists of "mini-sessions" that do not span the entire summer session. For federal aid purposes, these "mini-sessions" are called modules. The rules that govern programs offered in modules are different than typical fall and spring terms. Therefore, students that wish to change their registration after their aid application has been submitted are strongly encouraged to speak to the Financial Aid Office to determine the impact to their aid eligibility.
The Financial Aid Office is required to re-evaluate a student's eligibility for summer aid in the following scenarios:
- Although students typically have until the second day of a session to drop the course without financial liability, for federal aid purposes, they may be considered a withdrawal which could result in a reduction or cancelation of federal aid.
Students that wish to drop a course in a future summer session should do so BEFORE the current session they are enrolled in ends. Students that drop a class between sessions or after a prior session ends are considered a WITHDRAWAL for federal aid purposes and their aid eligibility must be recalculated.
- In the following examples, Session A is from June 1 to June 25; Session B if from July 1 - July 30.
- Example 1: John registers for a three (3) credit course in each Session A and Session B. John drops Session B on the second day of Session A. John is not considered to be a withdrawal for federal aid purposes. However, since he never began attendance in Session B, his Pell Grant (if applicable), would need to be reduced to reflect three credits rather than six (6). John's bill would also be reduced to reflect three (3) credits.
- Example 2: John registers for a three (3) credit course in each Session A and Session B. John drops Session B on the first day of Session B. John is considered a withdrawal for federal aid purposes, and his aid will need to be recalculated based on how many days he actually attended in Session A and B versus how many he was scheduled to attend (all days in Sessions A and B).
- Students that do not physically begin attendance in all courses they are scheduled to attend may have their aid reduced or canceled, even if the aid has already disbursed and been refunded.
Students that do not attend all the days for which they were scheduled to attend may have their aid reduced or canceled.
- In the following example, Session A is from June 1 to June 25; Session B if from July 1 - July 30.
- Example 1: Mary registers for a three (3) credit course in Session A and Session B. Mary completes Session A but stops attending class one week into Session B. Since Mary did not attend all the days in Sessions A and B, she is considered a withdrawal. Her aid eligibility will be based on the number of days she actually attended which may result in a reduction or cancelation of her financial aid, even if it already disbursed or was refunded.
Federal SAP and Summer top
Students that are on Financial Aid Warning effective for the summer term should be aware of the risks of enrolling in summer. At the end of the summer term, students must be in compliance with all federal SAP metrics. Students that are not in compliance will lose eligibility in the next semester that they attend Buffalo State and will remain ineligible until they are meeting the minimum standards. Students on Financial Aid Warning are strongly encouraged to contact the Financial Aid Office to determine if attending summer is in their best interest.
Students that are on Financial Aid Warning prior to the summer semester will have their summer aid application on hold pending the outcome of spring grades.